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Solopreneurs
You are the company. Cover a slow month, buy the gear, take the client you can't quite afford to say no to.
Funding for people who work for themselves
Money that movesas fast as you do.
Gatsby gives solopreneurs, entrepreneurs and small businesses instant approval on loans from $500 to $50,000.
- Decisions in minutes
- No credit score impact
- Bank-level encryption
How it works
Three steps. One instant answer.
Traditional lenders make you chase them. Gatsby gets to a decision before you've had time to second-guess yourself.
- 01
Pick your amount
Slide to anywhere between $500 and $50,000. No paperwork pile, no branch visit, no awkward small talk.
- 02
Tell us about your business
Business name, how long you've been at it, roughly what you bring in. A few fields — that's the whole story.
- 03
Connect your business account
Link your bank securely so we can see the real picture. Read-only, encrypted, and never sold to anyone.
Then: an instant decision
Start your applicationApproved funds land in your account and your repayment schedule shows up in your dashboard — no follow-up calls, no waiting on an underwriter.
Who it's for
If you bet on yourself, we'll back you
Creators & freelancers
Invoices land whenever they feel like it. Bridge the gap between the work you did and the money that follows.
Small business owners
Stock up, hire the extra pair of hands, or finally fix the thing that's been costing you customers.
Why Gatsby
The lender that acts like it wants your business
Instant approval decision
No underwriter limbo. You get a yes or a no while you're still on the page.
Sized to your business
From a $500 gap-filler to $50,000 for a real leap. Borrow what the moment actually needs.
Terms in plain English
You see the cost before you commit. No surprise fees hiding in paragraph 14.
Built for one-person shops
Freelancers, creators and side-hustles-turned-businesses are the whole point, not an edge case.
Everything in one dashboard
Track your balance, payments and payoff date without digging through email.
Bank-grade security
Encrypted connections, read-only bank access and data we never sell.
FAQ
Questions, answered
The short version: fast, transparent, and built for businesses of one.
Find out what you qualify for in a few minutes
$500 to $50,000, an instant decision, and no impact to your credit for looking.